George Davis & James Smith
Fuse
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Rebuilding clearing for emerging markets.
Fuse is a global emerging market clearing house, helping financial institutions clear payments through local virtual accounts for their customers around the world.
Founded in 2023 by CEO George Davis, former co-founder of BVNK, and CTO James Smith, Fuse is the only infrastructure-grade payments platform offering virtual International Bank Account Numbers (IBANs) in the region.
As George shares, “It’s a hyper-commoditized product in Europe, but here, it simply didn’t exist.”
Fuse’s core products include USD virtual accounts for cross-border money movement and dirham-denominated IBANs for local UAE payments. That allows the company to offer first-mile collections and last-mile payouts for international businesses without requiring them to set up a local entity, handle their own FX, or navigate licensing.