Co-founder & Executive Chairman
Chris co-founded Ripple in 2012 to use blockchain technology and digital assets to enable financial institutions to send money across borders, instantly, reliably and for fractions of a penny. Prior to Ripple, Chris co-founded and served as CEO of Prosper, a peer-to-peer lending marketplace, and E-Loan, one of America's first online mortgage lending service providers and now publicly traded online lender. During his tenure at E-Loan, he pioneered the open access to credit scores movement by making E-Loan the first company to show consumers their FICO scores. As a first-generation college student, Chris graduated from San Francisco State University in 1984.